PLEASE READ THIS DOCUMENT CAREFULLY

This document sets out the terms for use of the Project Minds platform. It governs both our Course & Content Creators (“Creators”) and our end users (“Students”). When we refer to “You”, we mean both our Creators and Students or just our Creators or our Students (don’t worry, we’ll make it clear who we’re talking to, but when in doubt, we’re talking to you). Project Minds is committed to transparency, which includes providing a Terms of Use that is understandable and written in plain language. Because this document represents our agreement with you about your use of our platform, please take the time to read this document.

Our Terms of Use (“Terms” or “Agreement”) also includes our Privacy Policy, Cookies Policy, Data Processing Agreement, and any other documents referred to by those agreements, and they, as a whole, govern any and all of the access to the Project Minds platform, whether you are a visitor, guest, Creator, Student, etc.

Projects Mind Platform can be found at https://ProjectsMind.com, and also includes all of the subdomains, mobile applications, any other media, location, application, etc. owned, managed, operated, etc. by Project Minds. When referring to the infrastructure in this Agreement, we will be collectively referring to them as the “Platform”.

Introduction

Projects Mind, (“Project Minds”) provides an open online content creation platform designed to allow Creators to build, design, publish, and sell courses and services (“Content”) to their Students. Project Minds offers this Content creation platform along with a number of additional services and tools (e.g. payment gateways, author and affiliate payouts) and the entire selection of tools and services offered via the Platform will be referred to in this Agreement as “Project Minds Services”.

By using our Platform in any manner you are expressly agreeing to, and give your consent to be governed by, these Terms. If you do not agree with these Terms or you do not wish to be bound by these Terms, you must not use or access Project Minds’s Platform in any manner.

Project Minds is neither a content provider nor an educational institution. Creators and Students are not employees of Project Minds. Project Minds is not responsible for interactions between Creators and Students, with the exception of providing the technological means through which Creators may broadcast and otherwise make their Content available and, at each Creator’s election, for processing payments through Project Minds’s payment gateway(s). Project Minds is not liable for any disputes, claims, losses, injuries, or damage of any kind that may arise out of the Creator/Student relationship, including but not limited to, any Student’s reliance upon any information provided by a Creator or Creator Content at any time.

As stated in our Privacy Policy, Project Minds only provides Creators with limited information about the Students enrolled in their Content, including name, email address, IP address, and the Content in which the Student has enrolled. This information is only available to the Creator upon the purchase or enrolment of a Student in the Creator’s Content. Project Minds does not provide, sell, rent, release, disclose, etc. Student data to Creators for monetary or other valuable consideration.

Students assume full responsibility for the disclosure and use of any other personal information the Student chooses to disclose to any Creator on the Platform.

License to Creators & Students
Project Minds grants You a limited, non-exclusive license to access and use Project Minds’s Platform for your own personal and commercial purposes. This license is only for Your use and may not be assigned or sublicensed to anyone else, without Project Minds’s express written consent. Except as expressly permitted by Project Minds in writing, you will not try to reproduce Project Minds’s Platform (legally that’s known as engaging in activity that would reproduce, redistribute, sell, create derivative works from, decompile, reverse engineer, or disassemble the Platform). You also agree that in exchange for this license You will not engage in any activity that would interfere with or damage or harm the Platform. All rights not expressly granted by Project Minds are reserved.
Code of Conduct
We have to set up some ground rules. Honestly, most of what we cover here should go without saying. However, it’s better to be upfront about things, rather than just assume everyone knows how they are expected to conduct themselves on our Platform.

No Illegal Activity: This is about as simple as it gets. Do not use the Project Minds Platform for any illegal activity. Period. You are not allowed to use our Platform to engage in any kind of conduct that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries)
No Fraud: Yes, this is probably covered in the No Illegal Activity section above, but we want to make this very clear. Fraud will not be tolerated in any capacity
No Bad Code: Do not use the Project Minds Platform to transmit, distribute, send, etc. viruses, worms, or any other code that may be deemed dangerous, harmful, or destructive in any manner
No Spamming: Seriously. No one likes spam. We don’t like spam. We’re pretty sure that you don’t like your inbox cluttered with spam. You may not use the Project Minds Platform to engage in any activities that will result in sending spam to anyone on the Project Minds Platform, including Project Minds (and its employees), Creators, and Students
Be Civil: We mean this. We’re an open platform allowing myriad subject matters to be taught. Not all Content is for everyone. But the one thing we can all agree on is that when we use the Project Minds Platform we are going to be civil and respectful at all times
No Exploitation: You will not use the Project Minds Platform to try to gather personal information on anyone, outside of the limited permissible uses for offering your Content
No Impersonation of Project Minds or its Employees: Imitation is the sincerest form of flattery, but not when it comes to representing that You are a part of Project Minds. You will not impersonate Project Minds or any of its employees
No Data Mining or Bots: You may not use any data mining, robots, or similar data gathering or extraction methods; and
No Use Other Than Intended: You may not use the Platform or any content contained on the Platform for any purposes other than intended
.

If You violate this Code of Conduct we reserve the right to remove You and any of Your Content from the Project Minds Platform. Whether conduct violates our Code of Conduct will be determined in Project Minds’s sole discretion.
Course and Coaching Content
While we’re on the subject of ground rules, we should also discuss what content is prohibited on the Project Minds Platform. For a number of reasons, there are certain subject matter types that we simply will not allow to be published in Your Content on Project Minds.

Project Minds reserves the right to remove You and Your Content should Your Content contain material (determined, in our sole discretion) that is libelous, slanderous, pornographic, obscene, unlawful, threatening, defamatory, or otherwise objectionable or violates any party’s intellectual property or any other part of this Agreement

Coaching
Project Minds may provide the opportunity for Creators to sell offerings (“Coaching”) to Students in addition to the courses that the Creator sells on the Platform (together Coaching and courses are referred to as Content). All Coaching shall be covered by this Agreement and are included in the definition of Content. Should the Coaching involve any third party content, You agree that Project Minds is not responsible in any way for such content, and makes no representations or guarantees as to its merchantability or fitness of use. The delivery of the Coaching is the sole responsibility of the Creator.

VII. Intellectual Property and Data Processing

In operating our Platform, it’s important for us to make it clear who owns what and who’s responsible for what. You are trusting us with your content and consistent with Project Minds’s genuine belief in transparency we want to make it simple for You to know exactly what You are getting into when You join the Project Minds community.

Project Minds Content:Content on the Platform, including all information, software, technology, data, logos, marks, designs, text, graphics, pictures, audio and video files, other data or copyrightable materials or content, and their selection and arrangement, is referred to herein as “Project Minds Content”, and is and remains the sole property of Project Minds. Project Minds Content, including our trademarks, may not be modified by You in any way
Your Content:Content that You upload to the Platform is and remains Your content. Project Minds does not claim any intellectual property rights over the materials You upload to the Project Minds Platform by virtue of Your use of our services. By uploading your content to the Project Minds Platform, You agree that:

Project Minds may review Your content for any reason, including compliance with our Code of Conduct and prohibited content requirements, but Project Minds has no obligation to review anything that You upload
You are uploading Your content to the Project Minds Platform at Your direction and that Project Minds does not in anyway certify or provide approval or permission prior to You uploading Your content
Project Minds may display Your content to other users (e.g. Your Students) via the Project Minds Platform
You agree that by uploading Your content to Our Platform, You are allowing Us to store Your Content
You agree to provide Project Minds with all necessary licenses, including a worldwide, non-exclusive, royalty-free, sublicensable and transferable license to use (e.g, to display or transmit) Your Content in furtherance of the Project Minds Services (In other words, because You own Your Content, You have to give Us permission to display it, or to use it for internal operational purposes, like storing it on Our servers)
You are responsible for and own, or have the rights to use, all of Your Content
.

Content Free of Infringement of Any Third Party Rights

You agree that Your Content does not infringe upon anyone else’s intellectual property rights and that you have secured or obtained or received all necessary rights and permissions, as necessary, from any third parties who may own the content.

a) In plain language, this means that if you’re using someone else’s work (including videos, text, charts, powerpoints, etc.) in your Content, you’ve gotten the content owner’s permission to use it. You wouldn’t want anyone selling any of Your Content without Your permission. If You are going to use something that You didn’t create, make sure You can demonstrate that You have the right to use it before You make it a part of Your Content

VIII. Project Minds’s General Rights In Operating Its Platform

Project Minds reserves the following rights over the entire Project Minds Platform:

Project Minds may modify, terminate, or refuse to provide Project Minds Services at any time for any reason, without notice
Project Minds may remove anyone from the Project Minds Platform at any time for any reason, solely in Project Minds’s discretion. This right is not modified by any other section of this Agreement
Project Minds may, but has no obligation to, monitor any content that appears on the Project Minds Platform or review any conduct occurring through the Platform, including any interactions between Creators and Students and Project Minds employees
Project Minds reserves the right to modify, suspend, or alter its refund policy, at its sole discretion
If You close Your account or terminate Your school, Project Minds may keep a copy of Your content after termination. You grant us a non-exclusive, perpetual, irrevocable license to maintain such archival copy for compliance with any relevant laws and regulations and for our internal business purposes, subject to applicable law
Project Minds reserves the right to remove You and Your Content without warning if You violate any of the provisions of this Agreement
Project Minds has, in its sole discretion, an absolute right to modify, change, alter, suspend, or terminate any provision of this Agreement without warning at any time

DMCA
Project Minds takes a firm stance against anyone who is infringing upon anyone else’s intellectual property. This Platform is all about You transforming Your knowledge into Content. We draw a hard line when the Project Minds Platform is used to exploit someone else’s intellectual property.
Under the Digital Millennium Copyright Act (“DMCA”), Project Minds has set out the following policy:

If Project Minds has a good faith belief that any content (including Creator Content) appearing on its Platform violates any copyrights or has been illegally copyrighted, Project Minds reserves the right to remove, block, or otherwise ‘take down’ the content. Project Minds also reserves the right to remove from the Platform any Creators, Students, or other parties, who are repeat offenders of the Project Minds DMCA policy
Reporting of Copyright Infringement Under DMCA

a) If you believe that content appearing on the Project Minds Platform violates your intellectual property, you should send a notice to Project Minds (either physical mail or email is ok) at the following address:

Project Minds, Inc.
contact us

b) Contents of Notice

If you send Project Minds a notice regarding any claimed infringements, your notice must contain the following information:

(1) A physical or electronic signature from the owner or a person authorized to act on behalf of the owner of the copyright that has been allegedly infringed

(2) Identification of the copyrighted work claimed to have been infringed

(3) Identification of the material/works/content that is claimed to be infringing that you want to see removed. This identification should include a location (URL) and other details sufficient to allow Project Minds to find and review this material on the Project Minds Platform

(4) Your contact information, including your address, telephone number, and email address, so that we may be able to contact you

(5) A statement by you that you have a good faith belief that the use of the material/works/content are not authorized by the copyright owner, its agent, or the law

(6) A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the copyright owner

c) Counter Notification

If any content (including Creator Content) is removed due to the receipt of a DMCA notice, you may send Project Minds what is known as a Counter Notice if you believe that your content was wrongly removed. Your Counter Notice must contain:

(1) A physical or electronic signature

(2) Identification of what was removed and the location where the material appeared before it was removed

(3) A statement under penalty of perjury that you have a good faith belief that the material was removed as a result of mistake or misidentification

d) Please note that a copy of any notices received will be sent to the party who posted the content you report as infringing
e) Repeat Infringements:

(1) As we stated above, Project Minds really doesn’t look favorably on anyone who is using someone else’s intellectual property without permission. Should Project Minds receive two or more DMCA complaints regarding any Creator, Project Minds may simply remove that Creator from the Project Minds Platform without further warning. Note: as we state in our Project Minds Rights section, we still reserve the right to remove any school at any time for any reason. This Repeat Infringement section does not change that right in any way

Trademark Violations
Trademark Infringement

The DMCA (again, the Digital Millennium Copyright Act), only covers copyrights. For claims of trademark infringement, Project Minds requests that any notices sent to Project Minds’s Designated Agent contain:

a) Information describing your trademark or service mark
b) The registration number, if applicable
c) Basis for your trademark claim
d) Jurisdiction in which you claim trademark rights, and
e) Class of goods or services and accompanying description for which you assert trademark rights
Please note that a copy of any notices received will be sent to the party who posted the content you report as infringing.
Third Party Communications
By using Project Minds’s Platform, You may receive communications from third parties (e.g. a Creator may communicate with a Student). Project Minds is not responsible for these communications and shall not have any liability in connection with them. You are solely responsible for assessing and verifying the identity and trustworthiness of the source and content of any such third-party communications. Project Minds assumes no responsibility for verifying, and makes no representations or warranties regarding the identity or trustworthiness of the source or content of any such third-party communications.

XII. Third Party Offerings

Through the Project Minds Platform, You will have the ability to access content, links to websites, and services provided by Creators, Students, and other third parties (“Third Party Offerings”). Your use of any Third Party Offerings provided on this Platform or a third party website is at your own risk. Project Minds does not monitor or have any control over, and makes no claim or representation regarding Third Party Offerings and accepts no responsibility for reviewing changes or updates to, or the quality, content, policies, nature or reliability of, Third Party Offerings. You should review applicable terms and policies, including privacy and data gathering practices, of any third party, and should make whatever investigation You feel necessary or appropriate before proceeding with any transaction with any third party.

XIII. Payments

Gateway Options:Project Minds operates two different types of payment options for Creators who use our Platform: Project Minds Gateways and Custom Gateways. Your use of either type of gateway is covered by the terms of this section.
Project Minds Native Gateways

For the avoidance of doubt, the term Project Minds Native Gateways is a reference to both Project Minds Payments and the Monthly Payments Gateway
Project Minds Payments: The Project Minds Payments gateway allows Creators to process credit or debit card transactions and facilitates faster payout processes. Project Minds Payments is available to some Creators, based on location. For a list of eligible locations, please see the Project Minds website.

a) Creators have the option to set up Project Minds Payments from their school’s Admin page. By setting up Project Minds Payments, You agree to the terms that appear in this Agreement and/or on the Project Minds Platform regarding the Project Minds Payments Gateway
b) Third Party Agreement: In setting up Project Minds Payments, You may be instructed to agree to terms of service offered by Stripe. Stripe is an independent party from Project Minds and Project Minds is not responsible for the contents of their terms of service. Should Stripe’s terms of service differ from Project Minds’s terms, such differences shall not modify this Agreement in any manner
c) By using Project Minds Payments You agree that Project Minds may place a portion of Your school sales in reserve for a period of time to cover losses, chargebacks, refunds, etc. The current reserve period and amount are located on our Knowledge Basepage regarding Project Minds Payments. The amount of reserves and the length of time in which they are held are subject to change at Project Minds’s sole discretion. Should the reserve period or the amount withheld change, Project Minds will make reasonable efforts to update the Knowledge Base page to communicate these changes
d) Fees for Project Minds Payments may be found on the Project Minds Knowledge Base All Project Minds Payment gateway fees will be deducted before the funds are sent to the Creator. The fees associated with Project Minds Payments are subject to change, in Project Minds’s sole discretion. By using Project Minds Payments, You agree to the fees as set by Project Minds

3.Monthly Payment Gateway

a) Project Minds Creators may also have an opportunity to utilize the Monthly Payments Gateway (MPG) to facilitate credit card or debit card transactions or to utilize PayPal as a payment option. MPG is offered wherever PayPal accounts are available and the availability of MPG is subject to any limitations by PayPal. Project Minds Payments users will only be able to utilize MPG for PayPal transactions and will not be able to utilize MPG for credit card processing
b) Third Party Agreement: In setting up MPG, You may need to agree to terms of service offered by Stripe or PayPal. Stripe and PayPal are independent parties from Project Minds and Project Minds is not responsible for the contents of their terms of service. Should their terms of service differ from Project Minds’s terms, such differences shall not modify this Agreement in any manner
c) Funds paid out to Creators via MPG are paid on the first of the month (or first available business day) no earlier than thirty (30) days after the end of the month in which a sale was made. This hold period is to account for any potential losses, chargebacks, refunds, etc. For the avoidance of doubt, this hold may result in funds being paid out more than thirty (30) days after the sale to a Student. The current hold period can be located on our Knowledge Basepage regarding MPG. The length of time in which MPG funds are held before payout is subject to change at Project Minds’s sole discretion. Should the hold period change, Project Minds will make reasonable efforts to communicate these changes via the Knowledge Base page
Custom Payments Gateway
a) Creators on the Professional, Business, and Enterprise plans may choose to set up a Custom Payment Gateway (CPG) to process Student transactions. These transactions, which are made through a third-party payment gateway, are outside of the scope of your relationship with Project Minds. You agree that Your CPG service is not a part of the Project Minds Services
b) Payouts are distributed according to the third-party payment service’s policies and procedures, and are not subject to Project Minds’s 30-day refund policy or payment hold
c) Transactions made through CPG are not subject to Project Minds’s transaction fees
d) You acknowledge that Project Minds does not control any payment processing fees that may be assessed through CPG. Additionally, while Project Minds may record the amounts that you owe to authors and affiliates in the transaction report, Project Minds does not have the access or ability to make deductions from transaction fees processed through third-party payment gateways to pay your authors or affiliates. Creators are responsible for making payments to authors and affiliates on their own
e) By using CPG, Project Minds does not have any responsibility to pay, remit, or otherwise send to any relevant tax authorities, taxes owed, including sales taxes, on Content you sell through CPG processing
Chargebacks
a) Creators may be charged a fee for any chargeback on credit card, debit card, or PayPal transaction that is processed through the Project Minds Native Gateways. This fee is deducted from Your school’s payout but is returned to You if You win the dispute. Current fees may be found on the Project Minds Knowledge Base. Fees are subject to change
Taxes
a) EU Value Added Tax (EU VAT)

(1) Custom Payments Gateway

You agree to the following:

(a) For the avoidance of doubt, Project Minds is solely acting as Your agent. By processing Content through CPG, You are agreeing that You are the principal and are appointing Project Minds as the selling agent for Your Content. The Creator is the supplier of the Content

(b) Project Minds is not responsible for interactions between Creators and Students and only provides the technological means through which Creators may make available their Content

(c) Creators using CPG are solely responsible for all EU VAT taxes, costs, filings, and any other activities that may arise as a result of their sales of Content using the Project Minds Platform. Creators using CPG do not have a contractual arrangement, nor an expectation, that Project Minds will collect and remit EU VAT on behalf of the CPG Creator

(d) When sales of Creator Content are processed through CPG, Project Minds is not taking part in the supply of the Creator Content. Content is and remains the Creator’s property

(e) CPG sales are never transmitted to Project Minds and as such Project Minds does not have an economic relationship to the transaction. Creators set the price of the Content with no input from Project Minds

(f) All invoices made to Students from Creators using CPG shall indicate that the Creator is the supplier of the Content

(g) Student invoices shall identify the name and nature of the Content that was purchased

(h) All CPG sales are processed and authorized by a third party. Project Minds is not a party to the authorization process nor is Project Minds responsible for authorizing credit card charges through CPG

(i) Creators are responsible for their Content’s terms and conditions and are not bound by Project Minds’s refund policy

(j) Project Minds has no responsibility to accept or reject Content enrollments should there be any issues with payments through CPG. Creators are responsible for authorizing any applicable delivery of Content to Students. Creators agree that if payments are processed through CPG, such processing serves as an authorization to Project Minds to deliver the Content materials to Students

(2) Project Minds Native Gateways

(a) For Content sold through the Project Minds Native Gateways, Project Minds is the supplier of the Content and acts as the principal in that transaction. Regardless of whether the Creator is a taxable or non-taxable individual or entity, Project Minds is taking part in the supply of the Content and as such shall collect and remit EU VAT

(b) As the provider of the gateway responsible for processing the payment for the Content purchased, Project Minds is responsible for collecting payment

(c) Project Minds sets the general conditions for all Content sold over the Project Minds Native Gateways, including adherence to Project Minds’s refund policy

(d) Project Minds determines the delivery of the Content to Students, utilizing the payments processed through Project Minds Native Gateways as a predicate event to delivering the Content to the Student

(e) Invoices issued to Students shall clearly display Project Minds as the supplier of the Content

(f) Invoices issued to Students shall identify the Content purchased by the Student

(g) Project Minds is responsible for authorizing the charges made to Students for Content purchased through the Project Minds Native Gateways

(h) Any EU VAT filings made by Project Minds shall be the sole responsibility of Project Minds. Project Minds will handle all EU VAT which may be levied on the charges made to Students for purchasing Content. Creators should not have to submit EU VAT tax returns themselves for the sales made through the Project Minds Payments Gateways. Creators will indemnify, defend, and hold Project Minds harmless from and against any tax, penalty and interest arising from the Creator’s personal tax position

b) Otherwise Responsible

1) Unless explicitly mentioned in this Agreement, Creators and Students are otherwise responsible for the payment of any and all applicable taxes that become due from their use of the Platform

XIV. Pricing

Project Minds is not responsible for setting the pricing on a Creator’s Content. Prices for Creator Content are set by the Creator.
Account Ownership Disputes
In the unlikely event that there is a dispute over the ownership of an account, Project Minds has the right to request additional information from You to determine ownership and settle the dispute. The information that We may request to assist in resolving ownership disputes includes, but is not limited to, the following:

a copy of Your photo ID;
Your business documents, including a Charter, Certificate of Incorporation, LLC Agreement, business license, or other documentation showing ownership of Your entity;
Your billing information and details;
Certified copies of your tax forms; and
Other documentation as we deem necessary to settle the dispute

Should a dispute arise, Project Minds reserves the right determine the account ownership in its sole judgment, and the ability to transfer the account to the rightful owner, unless otherwise prohibited by law

XVI. Discover

Project Minds also operates the Project Minds Discover (“Discover”) platform, which is a part of the overall Project Minds Platform. In order to participate in Discover, the Creator must agree to a Discover platform agreement. As a part of the Project Minds Platform, Discover is covered by this Agreement. The Discover agreement does not supersede this Agreement. The terms in this Agreement apply in full force to the use of Discover. However, should this Agreement conflict with the Discover agreement, the Discover agreement shall take precedence.

XVII. Fees

Pricing for the Project Minds Platform is described on our pricing page
Depending on the processing method, Project Minds may charge transaction fees. You agree to pay all fees and charges that are made to Your account and that You are solely responsible for payment of these fees and charges
Paid plans are automatically charged at the beginning of each billing period. Unless You submit a cancellation contact us or directly through Your account prior to the start of the billing period, Your plan will be charged upon the anniversary of its billing period. You agree that Project Minds may charge any recurring service to the credit card or debit card that you provide
Should You not authorize payment or are otherwise not current on Your payments for Project Minds Services, Project Minds may restrict Your Platform access until Your account becomes current and paid in full
Project Minds reserves the right to pursue fees owed using collection methods which may include charging other payment methods on file with Project Minds and/or retaining collection agencies or legal counsel
Project Minds reserves the right to offer custom plans and pricing in addition to what is offered on the pricing page. Custom plans may also include custom billing and payment terms, including billing periods and renewals, that are different from our standard terms

XVIII. Refund Policy

We want You to be happy with Project Minds’s Platform. If You’re not feeling excited about joining the Project Minds community, we have some options for You regarding Your plan.

Creators

Monthly Plans
a) Creators on monthly paid plans are entitled to a full no-questions-asked refund within thirty (30) days of first signing up for a paid plan, or upgrading to a higher priced plan. Simply let us know in writing that You’re canceling the plan within thirty (30) days of Your sign-up
Annual Plans
a) Creators on annual plans are entitled to a full no-questions-asked refund within thirty (30) days of first signing up for an annual plan. Simply let us know in writing that You’re canceling the plan within thirty (30) days of Your sign-up
Abuse of the Refund Policy
a) Project Minds reserves the right to refuse refunds to Creators who abuse this Refund Policy. Examples of abuse include, but are not limited to, requesting refunds for multiple schools or requesting refunds in consecutive months

Students

1.Courses

a) In general, all Students purchasing courses that are a part of the Project Minds Native Gateways are entitled to a thirty (30) day refund from the date of purchase. Unless authorized by Project Minds in Project Minds’s sole discretion, no Creator on the Project Minds Native Gateways may offer a refund policy for a period of less than thirty (30) days to Students.
b) If a Creator has been allowed to offer a refund period that differs from Project Minds’s general policy, the Creator must provide notice to Students prior to the purchase of the course
c) Project Minds reserves the right to refuse refunds to Students who abuse this Refund Policy. Examples of abuse include, but are not limited to, requesting refunds for multiple schools or requesting refunds in consecutive months
d) Project Minds does not establish, maintain, or control refunds or a refund policy for any Content that was processed through CPG, including courses

2.Coaching

a) Creators – on both the Project Minds Native Gateways and CPG – are solely responsible for setting the refund policy regarding the sale of Coaching offerings
b) Creators agree to provide notice to Students regarding their refund policy for Coaching offerings
c) Regardless of any other section to the contrary in this Agreement, Project Minds’s refund policy does not cover the provision of Coaching offerings provided by Creators to Students

3.Bundled Products
a) If a creator is selling a set of courses as a bundled package, the refund policy applicable for courses will apply, as provided in section XVII(B)(1)

b) If a creator is selling a set of courses and coaching offerings as a bundled package, the refund policy applicable for Coaching offerings will apply, as provided in section XVII(B)(2)
c) If a creator is selling a set of coaching offerings as a bundled package, the refund policy applicable for Coaching will apply, as provided in section XVII(B)(2)

4.General Provisions

a) It is the Student’s responsibility to understand the refund policy for Content prior to purchasing such Content from a Creator

5a) Project Minds reserves the right to provide a refund to any student at any time in Project Minds’s sole discretion

Sole Discretion

Any requests for a refund, whether by a Creator or a Student, will be ultimately determined in Project Minds’s sole discretion

XIX. Cancellation and Deletion

Cancellation

If You cancel a paid plan, the cancellation will become effective at the end of the then-current billing cycle. When You cancel a paid plan, Your account will revert to a free account and Project Minds may disable access to features available only to paid plan users

Deletion

You may delete Your account at any time
Any account on the free plan may be deleted if it remains inactive (e.g., the user fails to log in) for a continuous period of at least six (6) months. Activity will be determined by Project Minds in its sole discretion
Accounts on paid plans will be considered active accounts unless You explicitly ask us to delete Your account.
If Your account is deleted (regardless of the reason), Your Content may no longer be available. Project Minds is not responsible for the loss of such content upon deletion
Upon deletion of Your account (regardless of the reason), all licenses granted by Project Minds will terminate

Effect of Cancelation/Deletion

Should a school, course, Creator account, or Student account be canceled or deleted, the Creator or Student may no longer have access to Project Minds Content and Content may be irrecoverable. Project Minds shall not be liable to any party in any way for the inability to access Content arising from any cancelation or deletion, including any claims of interference with business or contractual relations

Errors and Corrections

Project Minds does not guarantee that the Platform or any services offered through the Platform will be error-free or otherwise reliable, nor does Project Minds guarantee that defects will be corrected or that any offerings through the Platform will always be accessible. Project Minds may make improvements and/or changes to the Platform and their features and functionality at any time, and will use commercially reasonable efforts to avoid disrupting peak hours, though some downtime may occur. Errors in Content are the responsibility of the Creator who owns the Content.
We reserve the right to amend the Platform, and any service or material we provide on the Platform, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Platform is unavailable at any time or for any period. From time to time, we may restrict access to some or all of the Platform to Creators and Students.

XXI. Limitations of Liability

In running the Platform, we require that You understand and agree that Project Minds is not liable for a number of things, including Your breach of this Agreement and losses that may result from Your use of the Platform. We also require that You understand and agree that the Platform is offered As Is and may not always be 100% perfect or reliable and that Project Minds doesn’t warrant or guarantee that it will always be free of errors or defects. Any claims for damages against Project Minds will be limited to a portion of the fees You have paid us.

Our limitations of liability are as follows:

You agree that Project Minds, including its employees, officers, directors, and agents, shall not be liable for any kind of loss, injury, claim, or damages resulting from Your use of the Project Minds Platform
You agree that Project Minds shall not be liable for any injuries, losses, claims, or damages that result from Your use or engagement with third party content, downloads, or communications
Project Minds is not liable for any losses or damage caused by any viruses, distributed denial of service attacks, and any and all other malicious computer code. Malicious computer code means computer code or other mechanisms of any kind designed to disrupt, disable or harm in any manner the operation of any software or hardware or other business processes or to misuse, gain unauthorized access to or misappropriate any business or personal information, including worms, bombs, backdoors, clocks, timers, or other disabling device code, or designs or routines that cause software or information to be erased, inoperable, or otherwise incapable of being used, either automatically or with passage of time or upon command
Project Minds does not guarantee that any files available for downloading from the Platform will be completely free from viruses or other harmful computer code
The Project Minds Platform is provided to You on an “As Is, As Available” basis. As such, You agree to have an external method of recovering any lost data that may be uploaded to the Project Minds Platform
Project Minds disclaims any warranties to the Platform and the content contained therein, including warranties for merchantability, fitness for a particular purpose, non-infringement, or title
Project Minds shall not be liable for any special, direct, indirect, incidental, punitive, or consequential damages, resulting from the use of or inability to use the Platform
You agree that Project Minds shall not be liable for any losses, injuries, claims, or damages from Your violation or breach of this Agreement. You agree to indemnify, defend, and hold harmless Project Minds, its present and future officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Platform from and against all claims, losses, expenses, damages, and costs, including reasonable attorneys’ fees, resulting from any violation of this Agreement by You or arising from or related to Your use or misuse of the Platform (including, without limitation, use in contravention of this Agreement, other Project Minds policies, and copyright and other intellectual property law)
You are solely responsible for ensuring that Your use of the Platform complies with applicable law and does not violate the rights of any third party, including, without limitation, intellectual property rights. You assume all liability for any claims, suits or grievances filed against You, including, but not limited to, all damages related to Your use of the Platform.
You may not assign Your rights under this Agreement without Project Minds’s prior written consent
Should Project Minds’s limitation of liability not be applicable, Project Minds’s sole obligation to You, or any third party, for damages shall not exceed the amounts paid by You to Project Minds over the prior twelve (12) months directly preceding your claim, unless otherwise required by law
You agree that Project Minds shall not be liable for any content that appears on the Platform
Except as set forth herein, nothing express or implied in this Agreement is intended or implied to confer, and nothing herein shall confer, any rights, remedies, liabilities, or obligations whatsoever upon any person or entity
You agree that any cause of action or claim that You may have against Project Minds must be brought against us within one (1) year after the cause of action or claim arises. Should You not commence such cause of action or claim within this time period, it shall be barred

XXII. Remedies for Violations

Project Minds reserves the right to seek all remedies available at law and in equity for violations of this Agreement, including but not limited to removing Creators and Students from the Platform, the right to block access to the Platform from a particular IP address or other user identifier, or to refer the violation to the appropriate law enforcement authorities.

XXIII. Communications

A.Project Minds may notify You of relevant information regarding the Platform and Project Minds Services in any of the following ways: (a) by emailing You at the contact information You provide in Your account registration, (b) by posting a notice in dashboard areas of the Platform, and (c) by posting the notice elsewhere on the Platform in an area suitable to the notice. It is Your responsibility to periodically review the Platform for such notices.

Subject to the Privacy Policy, if you send to Project Minds or post on the Platform in any public area any testimonials, techniques, suggestions, workflows, or know-how (“User Submissions”), for any purpose, including the developing, manufacturing, and/or marketing or products or services incorporating such information, you acknowledge that Project Minds can use such User Submissions without acknowledgement or compensation to you, and you waive any claim of ownership or compensation or other rights you may have in relation to your User Submissions. We actively review User Submissions for new ideas. If you wish to preserve any interest you might have in your User Submissions, you should not post them to the Platform or send them to us.

XXIV. Governing Law and Jurisdiction; Disputes and Arbitration

This Agreement shall be governed in accordance with the laws of the India without regard to its conflicts of laws principles. Any action arising out of or relating to this Agreement shall be filed only in the state or federal courts located in India, New Delhi. You consent and submit to the exclusive personal jurisdiction of such courts for the purpose of litigating any such action
Any dispute, controversy, proceeding, or claim arising out of or in connection with or relating to this Agreement, shall be resolved by binding confidential arbitration by JAMS pursuant to its Optional Expedited Arbitration Procedures then in effect for JAMS, except as provided herein
The arbitration will be conducted in India, New Delhi, unless You and Project Minds agree otherwise. Any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction. Nothing in this section shall be deemed as preventing Project Minds from seeking injunctive or other equitable relief from the courts as necessary to prevent the actual or threatened infringement, misappropriation, dilution, or violation of our data security, intellectual property rights, or other proprietary rights
You and Project Minds agree to waive the right to trial by jury. You further agree that any proceedings to resolve any disputes shall be done solely on an individual basis and that You will not seek to have any dispute heard as a class action, a representative action, a collective action, a private attorney-general action, or in any proceeding in which You act or propose to act in a representative capacity
You also agree that no proceeding will be joined, consolidated, or combined with another proceeding without the prior written consent of Project Minds and all parties to any such proceeding

XXVI. Privacy

Your use of the Platform is subject to our Privacy Policy.

XXVII. Entire Agreement; Severability of Provisions; No Waiver

These Terms of Use incorporate by reference any notices contained on the Platform, including within the Privacy Policy, and constitute the entire agreement with respect to access to and use of anything offered by Project Minds, including the Platform, Project Minds Services, and any Content
If any provision of this Agreement is deemed unlawful, void, or unenforceable by a court of law exercising proper jurisdiction, that provision shall be deemed severed from the remaining provisions and shall not affect their validity and enforceability
No waiver of any provision hereof shall be valid unless in writing signed by the parties. Any failure to enforce any right or remedy hereunder shall not operate as a waiver of the right to enforce such right or remedy in the future or of any other right or remedy

XXVIII. OFAC

You represent and warrant that You are not, nor are You owned or controlled directly or indirectly by, any person, group, entity or nation named on any list issued by the Department of the Treasury’s Office of Foreign Asset Control (“OFAC”), or any similar list or by any law, order, rule or regulation or any Executive Order of the President of the United States, including Executive Order 13224, as a “Specially Designated National and Blocked Person”, terrorist, or other banned or blocked person (any such person, group, entity or nation being hereinafter referred to as a (“Prohibited Person”); (ii) You are not (nor are You owned or controlled, directly or indirectly, by any person, group, entity or nation which is) acting directly or indirectly for or on behalf of any Prohibited Person; (iii) You (and any person, group, or entity which You control, directly or indirectly) have not conducted nor will conduct business nor have engaged nor will engage in any transaction or dealing with any Prohibited Person in violation of the any OFAC rule or regulation, including, without limitation, the making or receiving of any contribution of funds, good or services to or for the benefit of a Prohibited Person in violation of the any OFAC rule or regulation; (iv) You are not prohibited by any sanctions program as maintained by OFAC from transacting with Project Minds, including those sanctions programs currently in effect with respect to Cuba, Iran, North Korea, Syria, Venezuela, or Crimea. In connection with the foregoing, it is expressly understood and agreed that the representations and warranties contained in this subsection shall be continuing in nature.

XXIX. Changes to the Terms of Use

Project Minds may review and update this Agreement at any time in our sole discretion and it is Your responsibility to stay informed of those changes. All changes are effective immediately when posted and apply to all uses of the Platform thereafter. Your continued use of the Platform following the posting of revised Terms of Use means that You accept and agree to be bound by the changes. Please check this webpage periodically for updates.

XXX. Titles/Headings

The headings and titles of sections to this Agreement have been inserted for the convenience of reference for the parties and are for informational purposes only and shall not be deemed to be a part of the language of this Agreement. Neither You nor Project Minds shall rely on, or interpret substantively, the headings when construing the meaning of each section or the Agreement as a whole.

XXXI. Gender/Plural

Whenever such wording may appear in this Agreement, words in the singular shall mean and include the plural and vice versa and words in the feminine shall mean and include the masculine and vice versa.

XXXII. Contact Us

If you have questions or concerns regarding these Terms of Use, the Platform, Projects Mind Services, or Content, You may contact Us via physical or electronic mail at the address below. Note: the Project Minds office is not open to the public:

Projects Mind
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